Getting Your Teenager Car Insurance

Do you have a teenager that is about to drive? Here are a couple of things to keep in mind:

• Per the Insurance Institute for Highway Safety teenagers have the worst driving records
• 16 year old drivers account for six times more accidents than drivers between 30 and 59
• Getting your teenager in a drivers education class will help lower their insurance rates
• Good students with grade point averages of 3.0 or better can get cheaper insurance.
• New technology is coming out that can prevent cell phone texting while driving. You should look into that.
• Don't buy them a sports car. You are asking for trouble.

Read about other insurance saving tips at Tampa auto insurance.

Do you need LoJack?

Lojack is a stolen car recovery system. When your car is stolen it emits a consistent signal to the authorities so your car be recovered from the thieves. Each LoJack is associated with the VIN of the car it protects. Police cars and helicopters are equipped with devices that track LoJack signals.

A car is a stolen every 32 seconds in the United States and over 1,000,000 of them were stolen last year. So obviously, there is a a chance that your car could be stolen one day. If you are paranoid about that or you really love your car and can't stand the thought of it being stolen and chopped up then buy yourself a LoJack.

Read more about preventing stolen cars at Tampa auto insurance.

Top 5 Stolen Cars in Florida

What kind of car do you think is the most stolen car in the state of Florida? Cool cars generally come to my mind. I was thinking of a corvette, porsche or some other fancy sports car. However, there are fewer of those cars out there to steal so statistically those types of cars are not the most stolen. Plus, they generally have burglar alarms. Here are the top 5 most stolen cars in Florida:

1) 1994 Honda Accord

2) 2000 Honda Civic

3) 1991 Toyota Camry

4) 2006 Ford F-150 Series

5) 1998 Dodge Caravan

Suprised? Read the next 5 most popular car to steal in Florida at Tampa Car Insurance.

Prevent Your Car From Being Stolen

Preventing your car from being stolen is mostly just common sense. Think of protection layers. Here are four of them to help prevent your car from being stolen:

1) Common sense

• Don't leave your keys in the car
• Don't park in high crime areas
• Park in well lit areas
• Lock doors
• Leave windows rolled up when car is alone

2) Theft Prevention Device

This is the next level in car theft prevention is a visible or audible device to stop or deter a car theft.

• steering wheel column
• burglar alarm
• brake locks
• wheel locks
• alarm stickers

3) Immobilizing contraption

This device prevents a thief from bypassing your car’s ignition by hot-wiring it.

• Smart keys
• Fuse cut-offs
• Kill switches
• Starter, ignition and fuel disablers

4) Tracking Device

If you car does get stolen a tracking device will help recover it. LoJack is an example of a tracking device that emits a signal to the authorities so the care can be located.

For other useful information visit Tampa Auto Insurance.